Pinnacle Property Solutions provides a unique opportunity for acquiring real estate and earning an attractive profit on your purchase. Unlike investing in the stock market and the risk of having a stock dramatically decline to a value of zero, this acquisition is backed by real estate which historically has always retained value. Pinnacle also provides you with a SYSTEM for administering the property that is both comprehensive and convenient. We are equipped to maximize your opportunity to achieve the optimal profitability on your purchase.

With our SYSTEM of services included in the purchase price, we can either sell your house outright for cash or market it to a rent to own buyer for a monthly payment that is often less than local rental rates. We do the work for you!

Our SYSTEM (Included with the purchase price of the property) consists of the following:

1. Pinnacle Trust Services- We create and place each property in a Land Trust or LLC.
2. Pinnacle Title Services – We ensure all past due taxes, liens or other judgments against the property are satisfied. We pay all recording and transfer of ownership fees.
3. MyPlace.us website- This is our on-line marketing and sales tool for your property. Potential home buyers are able to view your properties directly on this website.
4. Pinnacle Property Inspections- Pinnacle has property inspection teams covering every region of the country. The teams conduct a thorough inspection, take pictures, install a “FOR SALE”; sign and secure the home with locks. 
5. Pinnacle Sales Call Center- Pinnacle’s sales staff is well equipped to handle inquiries for your inventory of houses. Our staff, comprised of real estate professionals, has a broad understanding of the real estate business that comes from their years of experience. They are fully capable of answering questions from prospective buyers, negotiating the best possible monthly payments and explaining the details of the Rent-to-Own contract. Our sales team helps potential buyers understand the new reality that, in our SYSTEM, the control of buying a home lies in their hands.
6. Mortgage Evaluation Qualification – Pinnacle performs a mortgage qualification evaluation. Our goal is to qualify every new homeowner for a mortgage as soon as possible. The Rent-to Own buyer is contacted by one of our mortgage qualification specialists to initiate the submission and processing of a mortgage application through a third party mortgage provider. When the process is complete, a loan is secured and your house sells thereby cashing you out of your property.
7. Credit Report Repair – When necessary, Pinnacle initiates credit report repair to help Rent-to- Own buyers qualify for mortgages. If the Rent-to-Own buyer fails to qualify for a loan due to credit issues, we provide them with free credit report repair services thorugh a thrid party credit report repair company. Most people can improve their credit report scores to a level that qualifies them for a mortgage within the first six months of the credit report repair process. This is a tremendous situation for both you (the property owner) and the Rent-to-Own buyer.

How Our SYSTEM Works

All the above included services makes acquiring REO properties easy and straight forward. We can handle all the day to day activities of administering and marketing the property for you. Our shared focus is earning you a profit on your acquisition. Here is an example of how everything works:

Mr. & Mrs. Smith purchase an REO property from Pinnacle Property Solutions for an unbelievable price which includes its unique SYSTEM. The property is a home located at 1234 Maple Street, Anywhere, USA.

90 days after Mr. & Mrs. Smith purchase the property, Pinnacle Property Solutions, through its marketing efforts, secures Ms. Jones as a buyer for the property at 1234 Maple Street. Ms. Jones was renting an apartment for herself and her two children and has never been able to own a home prior to this because she couldn’t afford it. Pinnacle arranges for Ms. Jones to sign a Rent-to-Own Contract, provide a security deposit of $750 and agree to pay $400 per month in base rent until such time as she can qualify for a home loan and exercise the option to purchase the home.

Based on Ms. Jones’ ability to pay $400 per month, the purchase price is “backed into” by calculating this monthly payment amount for a 30 year fixed rate loan at 7%. Based on the formula, the monthly payment amount of $400 equates to an ultimate purchase price of $59,500.

The annual real estate taxes for the property at 1234 Maple Street are $2,400 per year and the cost for insurance is an additional $1200 per year. Therefore, in addition to the $400 per month in base rent, Pinnacle Property Solutions will also collect $300 per month in a property tax and insurance proration. This brings the total monthly payment amount for Ms. Jones to $700.

Ms. Jones immediately moves into the property and shortly thereafter, purchases new paint for the walls and has some old carpets removed that reveal some very nice wood floors. She also consistently mows the lawn, trims the hedges and keeps the property well maintained.

A few days after she moves in the home, Ms. Jones receives a call from Sue at Pinnacle Property Solutions Mortgage Assistance Department. They review all the information necessary to apply for a mortgage and discuss special programs being offered currently by the Federal and State Governments. Ms. Jones also shares her past credit report problems with Sue. Sue informs Ms. Jones that credit repair services are offered to her free of charge and immediately enrolls her in the credit repair process.

Six months pass by and Ms. Jones has reliably paid a total of $700 per month. $400 of which is base rent and $300 is real estate taxes and insurance. Ms. Jones credit report problems have been fixed and she now has been approved for a home loan from a local bank. Three months later, Ms. Jones closes on the property at 1234 Maple Street with a mortgage and Mr. & Mrs. Smith receive the purchase price proceeds at the closing.

Mr. & Mrs. Smith receive 9 months of rent at $400 per month for a total of $3,600. They receive 9 months of real estate tax prorations at $200 per month for a total of $2,400 to offset the $2,400 property tax bill, the property has been covered by insurance and they receive the purchase price proceeds of $59,500.

This transaction has netted the Smith’s a very attractive profit on their purchase and has provided Ms. Jones with the American Dream of home ownership. A WIN -WIN for all parties!